The Revision by the American Committee
is the latest effort of scholarship to bring King
James’ Version up to date by eliminating effete
terms and using words in their modern sense.
The references to usury are here collated
so as to give a general view of the question from
the translations of the passages in this the latest
Revision. The reader will notice that the modern
word “interest” is substituted for “usury”
in nearly every passage.
Exodus 22:25: “If thou
lend money to any of my people with thee that is poor,
thou shalt not be to him as a creditor; neither shall
ye lay upon him interest.”
Leviticus 25:35-37: “And
if thy brother be waxen poor, and his hand fail with
thee, then thou shalt uphold him: as a stranger
and a sojourner shall he live with thee. Take
thou no interest of him or increase, but fear thy
God; that thy brother may live with thee. Thou
shalt not give him thy money upon interest, nor give
him thy victuals for increase.”
Deuteronomy 23:19, 20: “Thou
shalt not lend upon interest to thy brother:
interest of money, interest of victuals, interest of
anything that is lent upon interest: unto a foreigner
thou mayest lend upon interest, but unto thy brother
thou shalt not lend upon interest, that Jehovah thy
God may bless thee in all that thou puttest thy hand
unto, in the land whither thou goest in to possess
it.”
Nehemiah 5:7-10: “Then
I consulted with myself, and contended with the nobles
and rulers and said unto them, Ye exact usury, every
one of his brother. And I held a great assembly
against them. And I said unto them, We after
our ability have redeemed our brethren the Jews that
were sold unto the nations; and would ye even sell
your brethren, and should they be sold unto us?
Then held they their peace and found never a word.
Also I said, The thing ye do is not good: ought
ye not to walk in the fear of our God, because of
the reproach of the nations, our enemies? And
I likewise, my brethren and my servants, do lend them
money and grain. I pray you, let us leave off
this usury.”
The interest exacted by the princes
and nobles was no doubt so extortionate that it could
be called usury in the modern legal sense.
Psalm 15:
“Jehovah, Who shall
sojourn in thy tabernacles?
Who shall dwell in thy holy
hill?
He that walketh uprightly
and worketh righteousness,
And speaketh the truth in
his heart;
He that slandereth not with
his tongue,
Nor doeth evil to his friend,
Nor taketh up a reproach against
his neighbor;
In whose eyes a reprobate
is despised,
But who honoreth them that
fear Jehovah;
He that sweareth to his own
hurt and changeth not;
He that putteth not out his
money to interest,
Nor taketh reward against
the innocent.
He that doeth these things
shall never be moved.”
Proverbs 28:8: “He that
augmenteth his substance by interest and increase,
gathereth it for him that hath pity on the poor.”
Jeremiah 15:10: “I have
not lent, neither have men lent to me; yet every one
of them doth curse me.”
King James reads: “I have
neither lent upon usury, nor have men lent to me upon
usury.” As Jeremiah was protesting his innocence
of any wrongdoing the early translators inserted what
was evidently implied while these latest revisors
have omitted what was not in the original text.
Ezekiel 18:1-18: “The word
of Jehovah came again unto me saying, What mean ye
that ye use this proverb, concerning the land of Israel,
saying, The fathers have eaten sour grapes and the
children’s teeth are set on edge? As I
live saith the Lord Jehovah, ye shall not have occasion
any more to use this proverb in Israel. Behold,
all souls are mine, as the soul of the father so also
the soul of the son is mine: the soul that sinneth,
it shall die. But if a man be just and do that
which is lawful and right, and hath not eaten upon
the mountains, neither hath lifted up his eyes to
the idols of the house of Israel, neither hath defiled
his neighbor’s wife, neither hath come near to
a woman in her impurity, and hath not wronged any,
but hath restored to the debtor his pledge, hath taken
naught by robbery, hath given his bread to the hungry,
and hath covered the naked with a garment: he
hath not given forth upon interest, neither hath taken
any increase, that hath withdrawn his hand from iniquity,
hath executed true justice between man and man, hath
walked in my statutes and hath kept my ordinances,
to deal truly: he is just, he shall surely live,
saith the Lord Jehovah.
“If he beget a son that is a
robber, a shedder of blood, and that doeth any one
of these things, and that doeth not any of those duties,
but even hath eaten upon the mountains, and denied
his neighbor’s wife, hath wronged the poor and
needy, hath taken by robbery, hath not restored the
pledge, and hath lifted up his eyes to the idols, hath
committed abomination, hath given forth upon interest,
and hath taken increase; shall he then live?
He shall not live: he hath done all these abominations:
he shall surely die; his blood shall be upon him.
“Now, lo, if he beget a son
which seeth all his father’s sins which he hath
done, and feareth and doeth not such like; that hath
not eaten upon the mountains, neither hath lifted
up his eyes to the idols of the house of Israel, hath
not defiled his neighbor’s wife, neither hath
wronged any, hath not taken aught to pledge, neither
hath taken by robbery, but hath given his bread to
the hungry, and hath covered the naked with a garment;
that hath not withdrawn his hand from the poor, that
hath not received interest nor increase, hath executed
my ordinances, hath walked in my statutes; he shall
not die for the iniquity of his father, he shall surely
live. As for his father, because he cruelly oppressed,
robbed his brother, and did that which is not good
among his people, behold, he shall die in his iniquity.”
Ezekiel 22:6-12: “Behold,
the princes of Israel, every one according to his
power have been in thee to shed blood. In thee
have they set light by father and mother; in the midst
of thee have they dealt by oppression with the sojourner;
in thee have they wronged the fatherless and the widow.
Thou hast despised mine holy things and hast profaned
my sabbaths. Slanderous men have been in thee
to shed blood; and in thee have they eaten upon the
mountains; in the midst of thee they have committed
lewdness. In thee have they uncovered their fathers’
nakedness; in thee have they humbled her that was unclean
in her impurity. And one hath committed abomination
with his neighbor’s wife; and another hath lewdly
defiled his daughter-in-law; and another in thee hath
humbled his sister, his father’s daughter.
In thee have they taken bribes to shed blood; thou
hast taken interest and increase, and thou hast greedily
gained of thy neighbors by oppression and hast forgotten
me saith the Lord Jehovah.”
Matthew 25:26-27: “But
his lord answered and said unto him, Thou wicked and
slothful servant, thou knewest that I reap where I
sowed not and gather where I did not scatter; thou
oughtest therefore to have put my money to the bankers,
and at my coming I should have received back mine
own with interest.”
Luke 19:22, 23: “He saith
unto him, Out of thine own mouth will I judge thee,
thou wicked servant. Thou knewest that I am an
austere man taking up that I laid not down and reaping
that I did not sow; then wherefore gavest thou not
my money into the bank, and I at my coming should
have required it with usury.”
Luke 16:13-15: “No servant
can serve two masters: for either he will hate
the one, and love the other; or else he will hold to
the one and despise the other. Ye cannot serve
God and mammon. And the Pharisees who were lovers
of money heard all these things and they scoffed at
him. And he said unto them, Ye are they that justify
yourselves in the sight of men but God knoweth your
hearts: for that which is exalted among men is
an abomination in the sight of God.”
It is not easy to understand how an
honest, godly man, who has even medium intelligence,
unclouded by prejudice, and who has confidence in
the highest scholarship of the age, can deny that the
revealed Word of God, in both Testaments, condemns
usury or interest. It is just as difficult to
explain how any one, not glaringly inconsistent, can
claim that interest taking is not a sin, who bows to
the divine authority of the revealed Word and who
defines sin as “Any want of conformity unto
or transgression of the law of God.”